Loan Products

Fast-Track Your Investments with Hassle-Free Financing

We believe that securing financing for your real estate projects should be straightforward and stress-free. Our efficient loan process is designed to give you quick access to the capital you need, whether you’re investing in rehabilitation projects, rental properties, or new constructions. With our expertise and streamlined approach, you’re in good hands from application to funding.

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Connect with Us

Reach out to discuss your property goals with one of our dedicated experts who will guide you every step of the way.

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Property Review & Customized Terms

We’ll assess your property and investment goals to tailor a personalized loan solution. Then, we’ll send you a clear, concise term sheet to outline the offer.

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Fast Funding

Once you’re ready, our team will expedite your loan, ensuring swift funding and reliable support throughout.

Your path to Real Estate success begins with the right financing whether you’re purchasing, rehabbing, or building from the ground up. With our expert support, you can confidently secure the funding you need to achieve success in every phase of your project.

100% Financing-Based Loans

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This loan is perfect for qualified investors with a credit score of 640+ and verified income. It provides up to 100% financing for both property purchases and rehab costs, empowering you to increase property value and maximize your ROI without upfront capital.

$0 Down Payment
Up to 70% ARV
4, 8 , or 12-month loan periods
$50k – $2M+ in funding
Financing delivered in under 14 days
Interest-only payments
No prepayment penalty
1-4 family units, multifamily 5-20 units

Bridge Loans

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Designed to offer flexibility, this loan bridges the gap between purchasing and long-term financing. It’s ideal for short-term investment opportunities, allowing you to secure deals quickly while arranging for a more permanent financial solution.

$90k – $5M+ in funding
Up to 70% ARV
1-2 year loan term
Business entities only, no individuals
Up to 80% LTV on purchase or cash-out refinance
No prepayment penalty
Stated income and no DTI requirement
No minimum FICO requirement
No minimum DSCR requirement on 1 year term
Interest-only payments

DSCR Loans

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For properties generating steady cash flow, this loan allows up to 80% LTV, based on the property’s Debt Service Coverage Ratio. It’s the perfect option for refinancing or purchasing an investment property that’s built for long-term financial growth.

30-year fixed term, 5/1 ARM & 10 year interest only options
$75k – $2M
Property types include mixed-use, up to 20 units, condos
LTV up to 75% cash-out or 80% rate and term
Minimum 640 FICO required
Short closing times

Stated Income Loans

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Tailored for investors who need fast access to capital with minimal paperwork, this loan offers up to 90% financing for house-flipping projects. Focus on your next property without the burden of extensive documentation requirements.

12-month term
$50k – $3M
Property types include condo, single family, 1-4 units, and 5-20 units
Loan for up to 90% of the purchase price and 100% of the rehab, up to 70% of ARV
Financing in 14 days or less
No penalties for pre-payment

Ground-Up Construction Loans

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For investors seeking to finance the construction of 1-20 unit non-owner-occupied properties, this loan offers quick, common-sense underwriting and fast closings. Whether you’re building from the ground up or looking for non-bank financing solutions, this loan supports your investment from initial construction to long-term financing.

Requires FICO greater than or equal to 640
Loan term of 8, 12, or 18 months
100% financing , up to 70% ARV
Loan size $50k – $1M+
The approval for this loan is based on ground up construction experience, cash for closing + 6 months reserves, credit and income.
At least 1 verifiably completed ground up within the most recent 12 months is required OR 4 verifiable completed projects within the last 3 years.
Land must be purchased in advance, have a foundation poured with permits approved for building.
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Frequently Asked Questions

Your Guide to Suncrest Capital’s Loan Products

(800) 204-6018 Ext. 105

Get Started with
Your Project

Explore our financing options and take the first step toward your investment goals.

Tailored Financial Solutions Driven by Trust and Expertise